HIPAA
Protects the privacy of your health information.
ACA
Shapes core coverage protections and marketplace rules.
No Surprises Act
Limits unexpected out-of-network billing in many situations.
Consumer Protections
Broader rights around appeals, access, and complaint processes.
HIPAA Privacy Protections
Who can see your health information
The Health Insurance Portability and Accountability Act sets national standards for how healthcare providers, insurers, and their business associates may use and disclose your protected health information. In general, it gives you the right to access your own records, request corrections, and receive an accounting of certain disclosures.
- You generally have the right to obtain a copy of your medical records.
- Providers must have safeguards in place to protect your information.
- You can file a complaint if you believe your privacy rights were violated.
ACA Coverage Concepts
The Affordable Care Act introduced protections that reshaped individual and marketplace coverage, including limits on denying coverage for pre-existing conditions and required coverage of certain preventive services without additional cost-sharing on many plans.
Ask a coverage questionNo Surprises Act
This federal law generally protects patients from unexpected out-of-network bills in emergency situations and certain non-emergency cases at in-network facilities, and establishes a process for resolving billing disputes.
Ask about a surprise billCommon Questions